:root{--ink:#172940;--body:#283548;--ivory:#F9F7F5;--stone:#E0D9D0;--taupe:#9B9287;--white:#fff;--line:#d7d0c9;--serif:'Gilda Display',Georgia,serif;--sans:'Ysabeau Infant','Segoe UI',Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:6rem}body{margin:0;color:var(--body);background:var(--ivory);font-family:var(--sans);font-size:1.125rem;line-height:1.55}a{color:inherit}a:focus-visible,summary:focus-visible{outline:2px solid var(--ink);outline-offset:4px}img{max-width:100%;height:auto;display:block}h1,h2,h3,p,figure{margin-top:0}h1,h2,h3{color:var(--ink);font-weight:400}h1,h2{font-family:var(--serif);line-height:1.11;letter-spacing:-.025em}h2{font-size:clamp(2.3rem,4.2vw,4.7rem)}h3{font-family:var(--serif);line-height:1.2;font-size:clamp(1.35rem,2vw,1.9rem)}p{margin-bottom:1.25rem}.wrap{width:min(100% - 5.5rem,1440px);margin-inline:auto}.section-pad{padding-block:clamp(5rem,9vw,9rem)}.eyebrow{font-size:.78rem;line-height:1.3;font-weight:700;letter-spacing:.17em;color:var(--ink);text-transform:uppercase;margin-bottom:1.8rem}.skip-link{position:absolute;left:1rem;top:-5rem;background:var(--ink);color:var(--ivory);padding:.5rem 1rem;z-index:100}.skip-link:focus{top:1rem}
.topline{min-height:2rem;display:flex;justify-content:space-between;align-items:center;padding:.55rem max(2.75rem,calc((100vw - 1440px)/2));border-bottom:1px solid var(--line);color:#5b6470;font-size:.67rem;font-weight:700;letter-spacing:.2em}.site-header{height:7.6rem;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:2.4rem;padding:0 max(2.75rem,calc((100vw - 1440px)/2));background:var(--ivory);border-bottom:1px solid var(--line)}.desktop-nav{display:flex;align-items:center;gap:clamp(1.05rem,2vw,2.3rem)}.desktop-nav a{font-size:1rem;text-decoration:none;white-space:nowrap}.desktop-nav a:hover,.text-link:hover,.underlined-link:hover,.footer-links a:hover{text-decoration:underline;text-underline-offset:.35em}.nav-right{justify-content:flex-end}.nav-contact{border-bottom:1px solid var(--ink);padding-bottom:.2rem}.brand img{width:clamp(11.8rem,18vw,18.5rem);height:auto}.mobile-menu{display:none}
.hero{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);min-height:clamp(39rem,55vw,48rem);align-items:stretch;padding-top:clamp(2rem,4vw,4rem);padding-bottom:clamp(2.5rem,5vw,5rem);gap:clamp(2rem,4vw,5rem)}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:2rem 0 2rem clamp(0px,1.5vw,1.5rem)}.hero .eyebrow{display:flex;align-items:center;gap:.9rem;margin-bottom:2.5rem}.eyebrow-line{display:inline-block;width:2.5rem;height:1px;background:var(--taupe)}h1{font-size:clamp(3.25rem,4.6vw,5.5rem);max-width:15.5ch;margin-bottom:2rem}h1 em{font-style:normal;color:#716b66}.hero-lede{max-width:36rem;font-size:clamp(1.16rem,1.5vw,1.43rem);line-height:1.46;margin-bottom:2.25rem}.hero-actions{display:flex;align-items:center;gap:2rem;flex-wrap:wrap}.button{min-height:3.7rem;padding:.9rem 1.5rem;display:inline-flex;align-items:center;justify-content:center;gap:1.7rem;border:1px solid transparent;text-decoration:none;font-size:1rem;font-weight:700;line-height:1.2;transition:background .2s,color .2s,border-color .2s}.button span{font-size:1.25rem;font-weight:400}.button-primary{background:var(--taupe);color:#fff}.button-primary:hover{background:#81796e}.button-outline{border-color:var(--ink);color:var(--ink)}.button-outline:hover{background:var(--ink);color:var(--ivory)}.button-light{background:var(--ivory);color:var(--ink)}.button-light:hover{background:var(--stone)}.text-link,.underlined-link{font-size:1rem;font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:.25rem;display:inline-flex;align-items:center;gap:.8rem}.text-link span,.underlined-link span{font-weight:400}.hero-aside{font-size:.86rem;color:#686863;margin-top:3.25rem;margin-bottom:0}.hero-visual{position:relative;min-height:34rem;margin:0;background:#685748;overflow:hidden}.hero-visual img{width:100%;height:100%;object-fit:cover;object-position:58% center}.hero-visual figcaption{position:absolute;bottom:0;right:0;background:var(--ivory);padding:.8rem 1.25rem;font-size:.77rem;letter-spacing:.07em;color:var(--ink)}
.section-intro{max-width:48rem;margin-bottom:3.3rem}.section-intro h2{margin-bottom:0}.section-intro>p:last-child:not(.eyebrow){font-size:1.2rem;max-width:38rem;margin-top:1.35rem}.audience{background:#f0ece8;border-top:1px solid var(--stone)}.audience-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line)}.audience-card{background:#f0ece8;padding:clamp(2rem,3.5vw,4rem);min-height:23rem;display:flex;flex-direction:column}.card-index,.step-number{font-size:.8rem;letter-spacing:.15em;font-weight:700;color:#6f6a65}.audience-card h3{font-size:clamp(1.75rem,2.35vw,2.55rem);margin:2.6rem 0 1rem;max-width:22ch}.audience-card p{max-width:36rem}.audience-card .underlined-link{margin-top:auto;align-self:flex-start;padding-top:1.5rem}
.philosophy-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(4rem,12vw,12rem);align-items:start}.philosophy h2{max-width:12ch}.philosophy-body{padding-top:3.5rem;max-width:39rem;font-size:clamp(1.18rem,1.7vw,1.38rem)}.philosophy-body p{margin-bottom:1.5rem}.philosophy-body .text-link{font-size:1rem;margin-top:1rem}
.method{background:#fff;border-top:1px solid #ebe5df;border-bottom:1px solid #ebe5df}.method-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.method-card{position:relative;padding:2.5rem 3rem 1rem 0;min-height:20rem}.method-card+.method-card{border-left:1px solid var(--line);padding-left:3rem}.method-card img{height:4.25rem;width:auto;max-width:5rem;object-fit:contain;object-position:left center;margin-bottom:2.3rem}.method-card .step-number{position:absolute;top:2.5rem;right:3rem}.method-card h3{font-size:2.05rem;margin-bottom:1.1rem}.method-card p{max-width:20rem}
.balance-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:clamp(4rem,9vw,10rem);align-items:center}.balance-copy h2{max-width:10ch}.balance-copy>p:not(.eyebrow){max-width:36rem}.balance-copy .button{margin-top:1rem}.balance-panel{background:#ece7e2;padding:clamp(2rem,3.3vw,3.5rem);border:1px solid var(--stone)}.panel-head{display:flex;justify-content:space-between;border-bottom:1px solid #bcb3aa;padding-bottom:1.2rem;font-size:.75rem;letter-spacing:.14em;font-weight:700;color:var(--ink)}.capital-list{list-style:none;padding:1rem 0;margin:0;display:grid;grid-template-columns:1fr 1fr;column-gap:2rem}.capital-list li{display:flex;align-items:baseline;gap:.8rem;border-bottom:1px solid #cfc6bd;padding:.9rem 0;font-size:1rem}.capital-list li span{font-size:.77rem;color:#6d6a67}.panel-foot{padding-top:1.8rem;font-size:.9rem;color:#4c5561}
.case{background:#e5ded7}.case-header{max-width:56rem}.case-header h2{max-width:18ch}.case-header>p:last-child{font-size:1.25rem;max-width:41rem;margin:1.5rem 0 3rem}.case-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#bdb3aa;border:1px solid #bdb3aa}.case-steps article{background:#f6f3ef;padding:clamp(1.5rem,2.4vw,2.8rem);min-height:20rem}.case-steps span{display:block;font-size:.72rem;font-weight:700;letter-spacing:.15em;color:#68645f;margin-bottom:3rem}.case-steps h3{font-size:1.65rem;margin-bottom:1rem}.case-steps p{font-size:1rem}.case-note{font-size:.87rem;margin:1.3rem 0 0;color:#5f5a56}
.experience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem}.experience-grid article{border-top:1px solid var(--taupe);padding-top:1.4rem}.experience-grid span{font-size:.78rem;letter-spacing:.15em;color:#827a72}.experience-grid h3{margin:2rem 0 1.2rem;max-width:13ch}.experience-grid p{font-size:1rem}
.advisers{display:grid;grid-template-columns:37% 63%;background:var(--ink);color:var(--ivory);min-height:37rem}.advisers-image{min-height:35rem;overflow:hidden}.advisers-image img{width:100%;height:100%;object-fit:cover;object-position:center 57%}.advisers-content{display:flex;align-items:center}.advisers-inner{max-width:47rem;margin:0 auto;padding:6rem clamp(3rem,6vw,7rem)}.advisers .eyebrow,.advisers h2{color:var(--ivory)}.advisers h2{max-width:13ch}.advisers p{font-size:1.18rem}.advisers ul{padding-left:1.3rem;margin:1.8rem 0 2.4rem}.advisers li{padding-left:.35rem;margin-bottom:.55rem}
.privacy-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(4rem,12vw,12rem)}.privacy-grid h2{max-width:13ch}.privacy-grid>div:last-child{padding-top:3.5rem;max-width:39rem}.privacy-grid p:not(.eyebrow){font-size:1.2rem}.privacy-grid .text-link{margin-top:1rem}.contact{background:#eae4de;text-align:center}.contact-inner{max-width:55rem}.contact h2{max-width:17ch;margin:0 auto 1.5rem}.contact-inner>p:not(.eyebrow){max-width:39rem;margin:0 auto 2rem}.contact-actions{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}.contact .direct-email{font-size:.95rem;margin:2rem auto 0}.direct-email a{text-underline-offset:.25em}
.site-footer{background:#f3efeb}.footer-main{border-top:1px solid var(--line);padding:4.5rem 0;display:grid;grid-template-columns:2fr 1fr 1fr;gap:3rem}.footer-brand img{width:15rem}.footer-brand p{font-size:.95rem;margin:1.6rem 0 0}.footer-links{display:flex;flex-direction:column;gap:.75rem}.footer-links a{font-size:.95rem;text-decoration:none}.footer-bottom{border-top:1px solid var(--line);padding:1.25rem 0 2rem;display:flex;justify-content:space-between;gap:1rem;font-size:.82rem}.footer-bottom a{text-decoration:none}
@media(max-width:1150px){.topline{padding-inline:2rem}.site-header{padding-inline:2rem;gap:1rem}.desktop-nav{gap:1rem}.desktop-nav a{font-size:.88rem}.brand img{width:12rem}.hero{min-height:37rem}.hero-actions{gap:1rem}.hero-visual{min-height:31rem}.method-card{padding-right:1.5rem}.method-card+.method-card{padding-left:1.5rem}.method-card .step-number{right:1.5rem}.case-steps article{padding:1.5rem}}
@media(max-width:850px){.wrap{width:min(100% - 3rem,700px)}.topline{padding-inline:1.5rem}.topline span:last-child{display:none}.site-header{height:5.7rem;display:flex;justify-content:center;position:relative;padding-inline:1.5rem}.desktop-nav{display:none}.brand img{width:11.5rem}.mobile-menu{display:block;position:absolute;right:1.5rem;top:50%;transform:translateY(-50%);z-index:20}.mobile-menu summary{list-style:none;cursor:pointer;width:2.5rem;height:2.5rem;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.3rem}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu summary span{display:block;width:1.45rem;height:1px;background:var(--ink)}.mobile-menu nav{position:absolute;right:-1.5rem;top:3.5rem;display:flex;flex-direction:column;gap:0;width:min(19rem,calc(100vw - 2rem));background:var(--ivory);border:1px solid var(--line);box-shadow:0 1rem 2rem #1729401c;padding:.6rem 1.4rem}.mobile-menu nav a{text-decoration:none;border-bottom:1px solid var(--line);padding:.8rem 0;font-size:1rem}.mobile-menu nav a:last-child{border:0}.hero{display:flex;flex-direction:column;gap:0;padding-block:3.5rem 0;min-height:0}.hero-copy{padding:0 0 3rem}.hero h1{font-size:clamp(3.2rem,8vw,5rem);max-width:15ch}.hero-aside{margin-top:2.5rem}.hero-visual{min-height:24rem;margin-inline:-1.5rem}.hero-visual img{position:absolute;inset:0}.hero-visual figcaption{font-size:.7rem}.audience-grid,.philosophy-grid,.balance-grid,.privacy-grid{grid-template-columns:1fr}.audience-grid{gap:1px}.audience-card{min-height:0}.audience-card h3{margin-top:2rem}.philosophy-grid,.privacy-grid{gap:0}.philosophy-body,.privacy-grid>div:last-child{padding-top:0}.method-grid{grid-template-columns:1fr}.method-card,.method-card+.method-card{border-left:0;border-top:1px solid var(--line);padding:1.8rem 0 1.3rem;min-height:0}.method-card:first-child{border-top:0}.method-card img{height:3.5rem;margin-bottom:1rem}.method-card .step-number{top:2rem;right:0}.method-card h3{margin-bottom:.5rem}.method-card p{max-width:33rem}.balance-grid{gap:3rem}.case-steps{grid-template-columns:1fr 1fr}.case-steps article{min-height:16rem}.experience-grid{grid-template-columns:1fr 1fr}.advisers{grid-template-columns:38% 62%;min-height:0}.advisers-image{min-height:31rem}.advisers-inner{padding:3.5rem 2rem}.advisers h2{font-size:2.7rem}.advisers p{font-size:1rem}.footer-main{grid-template-columns:2fr 1fr 1fr;gap:1.5rem}}
@media(max-width:600px){body{font-size:1.07rem}.section-pad{padding-block:4.5rem}.wrap{width:calc(100% - 2.5rem)}.site-header{padding-inline:1.25rem}.mobile-menu{right:1.25rem}.hero{padding-top:3rem}.hero .eyebrow{margin-bottom:1.75rem}.hero h1{font-size:clamp(2.75rem,11.5vw,4.25rem);line-height:1.13;max-width:14ch}.hero-lede{font-size:1.18rem}.hero-actions{align-items:flex-start;flex-direction:column;gap:1.3rem}.button{width:auto;max-width:100%;font-size:.98rem}.hero-visual{min-height:20rem;margin-inline:-1.25rem}.hero-visual img{object-position:55% center}.hero-visual figcaption{display:none}.section-intro{margin-bottom:2.3rem}.section-intro h2,h2{font-size:clamp(2.35rem,9vw,3.5rem)}.audience-card{padding:2rem 1.5rem}.audience-card h3{font-size:1.9rem}.philosophy-body{font-size:1.15rem}.balance-panel{padding:1.4rem}.capital-list{grid-template-columns:1fr;padding-block:.5rem}.capital-list li{padding:.65rem 0}.case-header>p:last-child{font-size:1.1rem}.case-steps{grid-template-columns:1fr}.case-steps article{min-height:0;padding:1.5rem}.case-steps span{margin-bottom:1.5rem}.case-steps h3{margin-bottom:.5rem}.experience-grid{grid-template-columns:1fr;gap:1.5rem}.experience-grid h3{max-width:none;margin:1rem 0 .5rem}.advisers{display:flex;flex-direction:column}.advisers-image{height:19rem;min-height:0}.advisers-image img{object-position:center 48%}.advisers-inner{padding:4rem 1.25rem}.advisers h2{font-size:2.9rem}.privacy-grid p:not(.eyebrow){font-size:1.1rem}.contact-actions{flex-direction:column;align-items:stretch}.contact-actions .button{width:100%}.footer-main{grid-template-columns:1fr 1fr;padding:3rem 0;gap:2.5rem}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
.back-to-top{position:fixed;right:calc(1.25rem + env(safe-area-inset-right,0px));bottom:calc(1.25rem + env(safe-area-inset-bottom,0px));z-index:10;width:3.1rem;height:3.1rem;display:grid;place-items:center;background:#172940;color:#f9f7f5;border:1px solid #8996a4;box-shadow:0 .35rem 1.1rem #17294038;text-decoration:none;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(.45rem);transition:opacity .22s ease,transform .22s ease,visibility .22s ease}.back-to-top.is-visible{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0)}.back-to-top:hover{background:#2e455f}.back-to-top:focus-visible{outline:2px solid #b49c83;outline-offset:3px}.back-to-top svg{width:1.35rem;height:1.35rem;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:600px){.back-to-top{right:calc(1rem + env(safe-area-inset-right,0px));bottom:calc(1rem + env(safe-area-inset-bottom,0px));width:3rem;height:3rem}}
@media(prefers-reduced-motion:reduce){.back-to-top{transition:none}}
.learning-terms{margin:2.1rem 0 1.3rem;border-top:1px solid var(--line)}
.learning-terms>div{display:grid;grid-template-columns:9rem 1fr;gap:1rem;border-bottom:1px solid var(--line);padding:.85rem 0}
.learning-terms dt{font-size:1rem;font-weight:700;color:var(--ink)}
.learning-terms dd{font-size:1rem;line-height:1.45;margin:0}
.philosophy-body .terms-source{font-size:.82rem;line-height:1.4;color:#5b6470;margin-bottom:2rem}
.terms-source a{text-underline-offset:.18em}
@media(max-width:600px){.learning-terms>div{grid-template-columns:1fr;gap:.25rem}}
/* Human Capital Balance Sheet edition */
.button-primary{background:var(--ink);color:var(--ivory)}
.button-primary:hover{background:#2b425d}
.hero h1{max-width:16ch}
.hero-lede{max-width:39rem}
.hero-aside{font-size:.94rem;color:#59616a}
.metrics-ribbon{background:var(--ink);color:var(--ivory);padding:2.15rem 0 1.1rem}
.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.metrics-grid>div{display:flex;align-items:baseline;gap:1rem;padding:0 clamp(1rem,2.5vw,2.5rem);border-left:1px solid #7c8a9a}
.metrics-grid>div:first-child{border-left:0;padding-left:0}
.metrics-grid strong{font-family:var(--serif);font-size:clamp(2.3rem,3.5vw,3.6rem);line-height:1;color:var(--ivory);font-weight:400;white-space:nowrap}
.metrics-grid span{font-size:.95rem;line-height:1.25;max-width:9.5rem}
.metrics-caption{width:min(100% - 5.5rem,1440px);margin:1.2rem auto 0;color:#d4d9df;font-size:.76rem;letter-spacing:.04em}
.value-layout{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(4rem,9vw,9rem)}
.value-intro h2{max-width:12ch}.value-intro>p:last-child{max-width:32rem;font-size:1.2rem}
.value-list{border-top:1px solid var(--line)}
.value-list article{display:grid;grid-template-columns:3rem 1fr;gap:1rem;border-bottom:1px solid var(--line);padding:1.4rem 0}
.value-list article>span{font-size:.8rem;font-weight:700;letter-spacing:.12em;color:#686a6e;padding-top:.25rem}
.value-list h3{font-size:1.6rem;margin-bottom:.5rem}.value-list p{font-size:1.03rem;margin-bottom:0;max-width:34rem}
.balance{background:#eae5df}
.balance-heading{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:clamp(3rem,8vw,9rem);margin-bottom:3.4rem}
.balance-heading h2{max-width:12ch;margin-bottom:0}.balance-heading>p{font-size:1.2rem;max-width:37rem;margin-bottom:.4rem}
.capital-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#c7bdb4;border:1px solid #c7bdb4}
.capital-grid>div{background:#f7f4f1;min-height:12rem;display:flex;flex-direction:column;padding:clamp(1.25rem,2.3vw,2.5rem)}
.capital-grid span{font-size:.78rem;letter-spacing:.13em;color:#72706e;margin-bottom:auto}
.capital-grid strong{font-family:var(--serif);color:var(--ink);font-size:clamp(1.25rem,1.7vw,1.8rem);font-weight:400;line-height:1.2;margin:1rem 0 .55rem}
.capital-grid small{font-size:.88rem;line-height:1.35;color:#4e5863}
.balance-foot{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;border-top:1px solid #b8afa6;margin-top:2.6rem;padding-top:2.2rem}
.balance-foot h3{font-size:1.65rem;margin-bottom:.5rem}.balance-foot p{margin:0;max-width:36rem}
.balance-foot .balance-caution{grid-column:1/-1;font-size:.87rem;color:#5f5e5b;max-width:62rem;border-top:1px solid #c8beb6;padding-top:1.2rem}
.deliverables{background:#fff}
.deliverables .section-intro{max-width:56rem}.deliverables .section-intro h2{max-width:16ch}
.deliverable-table{border-top:1px solid var(--ink);margin:3rem 0 1.4rem}
.deliverable-table [role=row]{display:grid;grid-template-columns:minmax(13rem,.52fr) minmax(0,1fr);gap:2.5rem;border-bottom:1px solid var(--line);padding:1.3rem 1rem}
.deliverable-table .table-head{font-size:.75rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#636b72;padding:.9rem 1rem}
.deliverable-table strong{font-family:var(--serif);font-size:1.45rem;line-height:1.25;font-weight:400;color:var(--ink)}
.deliverable-table [role=cell]:last-child{font-size:1.06rem;max-width:47rem}
.deliverable-note{font-size:.88rem;color:#5d6268;margin-bottom:2rem}
.process-grid{list-style:none;display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--line);border:1px solid var(--line);padding:0;margin:3rem 0 0}
.process-grid li{background:#fff;padding:clamp(1.2rem,2.2vw,2.4rem);min-height:19rem}
.process-grid li>span{font-size:.75rem;font-weight:700;letter-spacing:.16em;color:#6b6b68}
.process-grid h3{font-size:clamp(1.45rem,2vw,1.9rem);margin:3.7rem 0 .9rem}
.process-grid p{font-size:.98rem;margin:0}
.personal{display:grid;grid-template-columns:37% 63%;min-height:38rem;background:var(--ink);color:var(--ivory)}
.personal-image{min-height:38rem;overflow:hidden}
.personal-image img{width:100%;height:100%;object-fit:cover;object-position:center 55%}
.personal-content{display:flex;align-items:center}.personal-content>div{max-width:50rem;padding:5rem clamp(3rem,7vw,8rem)}
.personal .eyebrow,.personal h2{color:var(--ivory)}.personal h2{max-width:11ch}
.personal p:not(.eyebrow){font-size:1.2rem;max-width:40rem}.personal .button{margin-top:1rem}
.case{background:#e9e3dd}
.case-header{max-width:64rem}.case-header h2{max-width:18ch}.case-header>p:last-child{max-width:55rem}
.case-story{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#bdb4ab;border:1px solid #bdb4ab;margin-top:3.2rem}
.case-story>div{background:#f8f5f2;padding:2rem;min-height:16.5rem}
.case-story span{font-size:.75rem;font-weight:700;letter-spacing:.17em;color:#686a70}
.case-story h3{font-size:1.55rem;margin:2.3rem 0 .65rem}.case-story p{font-size:1rem;margin:0}
.case-data{display:grid;grid-template-columns:1.12fr .88fr;gap:1.5rem;margin-top:1.5rem}
.case-profile,.case-chart{background:var(--white);padding:clamp(1.5rem,2.5vw,2.75rem);margin:0;min-width:0}
.case-profile h3,.case-chart h3{font-size:1.8rem;margin-bottom:.45rem}
.case-profile>p,.case-chart figcaption p{font-size:.95rem;color:#5e646a;margin-bottom:1.6rem}
.profile-table{border-top:1px solid var(--ink)}
.profile-table [role=row]{display:grid;grid-template-columns:minmax(0,2fr) repeat(3,minmax(2.5rem,.43fr));gap:.5rem;align-items:start;border-bottom:1px solid var(--line);padding:.8rem .25rem;font-size:.93rem}
.profile-table .profile-head{font-size:.7rem;letter-spacing:.08em;font-weight:700;color:#59626c;text-transform:uppercase}
.profile-table [role=row]>:not(:first-child){text-align:center}
.profile-table strong{color:var(--ink);font-size:1.02rem}
.case-profile .data-note{font-size:.84rem;color:#5e646a;margin:1.2rem 0 0}
.chart-key{display:flex;align-items:center;gap:.65rem;font-size:.81rem;color:#59626c;margin:1.7rem 0 1.2rem}
.gate-line{width:1.1rem;height:1.1rem;border-left:2px dashed var(--ink)}
.chart-row{display:grid;grid-template-columns:6.9rem minmax(0,1fr) 3.2rem;align-items:center;gap:.75rem;margin-bottom:1.3rem;font-size:.92rem}
.chart-row strong{text-align:right;font-family:var(--serif);color:var(--ink);font-size:1.55rem;font-weight:400}
.bar-track{height:1.1rem;background:#eee9e3;position:relative}
.bar-fill{height:100%;background:#9b9287}.bar-fill.second{background:#172940}
.bar-track .threshold{position:absolute;left:90%;top:-.38rem;height:1.9rem;border-left:2px dashed var(--ink)}
.chart-scale{display:flex;justify-content:space-between;margin:0 3.9rem 1.8rem 7.65rem;color:#6f7275;font-size:.75rem}
.case-chart .chart-result{font-size:.9rem;line-height:1.45;border-top:1px solid var(--line);padding-top:1.3rem;margin:0}
.case-disclaimer{font-size:.82rem;color:#5c5d5d;margin:1.3rem 0 0;max-width:77rem}
.adviser-section{background:#f9f7f5}
.adviser-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(4rem,9vw,9rem);align-items:start}
.adviser-layout h2{max-width:14ch}.adviser-layout>div:first-child>p:not(.eyebrow){font-size:1.18rem;max-width:42rem}
.adviser-layout .button{margin-top:1.1rem}
.adviser-boundary{border:1px solid var(--stone);padding:clamp(2rem,3vw,3rem);background:#eee9e4}
.adviser-boundary h3{font-size:2rem}.adviser-boundary ul{padding-left:1.3rem;margin:1.4rem 0 0}.adviser-boundary li{margin-bottom:1rem;font-size:1.03rem}
.institution{background:#172940;color:var(--ivory)}
.institution-layout{display:grid;grid-template-columns:1fr 1fr;gap:clamp(4rem,10vw,10rem)}
.institution .eyebrow,.institution h2{color:var(--ivory)}.institution h2{max-width:13ch}
.institution-layout>div:last-child>p:first-child{font-size:1.25rem}
.institution-small{font-size:.95rem;color:#d6dce2}
.institution-links{display:flex;flex-wrap:wrap;gap:2.25rem;margin-top:1.8rem}
.institution .underlined-link{color:var(--ivory)}
.privacy{background:#f5f2ee}
.contact-small{font-size:.82rem;color:#58616b;margin-top:1rem!important}
@media(max-width:1150px){.metrics-grid>div{display:block}.metrics-grid span{display:block;margin-top:.3rem}.process-grid li{padding:1.2rem}.process-grid h3{margin-top:2.5rem}.case-data{grid-template-columns:1fr}}
@media(max-width:850px){.metrics-grid{grid-template-columns:repeat(2,1fr);row-gap:1.5rem}.metrics-grid>div:nth-child(3){border-left:0;padding-left:0}.metrics-caption{width:min(100% - 3rem,700px)}.value-layout,.balance-heading,.adviser-layout,.institution-layout{grid-template-columns:1fr;gap:2.5rem}.capital-grid{grid-template-columns:repeat(2,1fr)}.balance-foot{gap:1.5rem}.process-grid{grid-template-columns:repeat(2,1fr)}.process-grid li{min-height:15rem}.case-story{grid-template-columns:1fr}.case-story>div{min-height:0}.personal{grid-template-columns:38% 62%}.personal-content>div{padding:3.5rem 2rem}.personal p:not(.eyebrow){font-size:1.05rem}}
@media(max-width:600px){.metrics-ribbon{padding:1.75rem 0 1rem}.metrics-grid{gap:1.2rem}.metrics-grid>div{padding:0 .7rem;border-left:1px solid #7c8a9a}.metrics-grid>div:nth-child(odd){border-left:0;padding-left:0}.metrics-grid strong{font-size:2.2rem}.metrics-grid span{font-size:.82rem}.metrics-caption{width:calc(100% - 2.5rem);font-size:.7rem}.value-list article{grid-template-columns:2.3rem 1fr}.value-list h3{font-size:1.42rem}.balance-heading{margin-bottom:2.3rem}.capital-grid>div{min-height:10rem;padding:1.15rem}.capital-grid strong{font-size:1.28rem}.capital-grid small{font-size:.78rem}.balance-foot{grid-template-columns:1fr}.balance-foot .balance-caution{grid-column:1}.deliverable-table [role=row]{grid-template-columns:1fr;gap:.2rem;padding:1rem .3rem}.deliverable-table .table-head{display:none}.deliverable-table strong{font-size:1.34rem}.deliverable-table [role=cell]:last-child{font-size:1rem}.process-grid{grid-template-columns:1fr}.process-grid li{min-height:0;padding:1.5rem}.process-grid h3{margin:1.5rem 0 .5rem}.personal{display:flex;flex-direction:column}.personal-image{height:19rem;min-height:0}.personal-image img{object-position:center 45%}.personal-content>div{padding:4rem 1.25rem}.personal h2{font-size:3.2rem}.case-header>p:last-child{font-size:1.05rem}.case-story>div{padding:1.5rem}.case-story h3{margin:1.3rem 0 .5rem}.case-data{gap:1rem}.case-profile,.case-chart{padding:1.25rem}.profile-table [role=row]{grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(1.8rem,.4fr));font-size:.82rem;gap:.2rem}.profile-table .profile-head{font-size:.65rem}.chart-row{grid-template-columns:5.7rem minmax(0,1fr) 2.5rem;gap:.45rem;font-size:.81rem}.chart-row strong{font-size:1.27rem}.chart-scale{margin-left:6.15rem;margin-right:2.95rem}.adviser-boundary{padding:1.5rem}.institution-links{gap:1.5rem}.contact-small{font-size:.79rem}}
.notice-header{grid-template-columns:1fr auto 1fr}.notice-back,.notice-contact{font-size:.96rem;text-decoration:none}.notice-contact{text-align:right}.notice-back:hover,.notice-contact:hover{text-decoration:underline;text-underline-offset:.25em}
.notice-hero{background:#eae5df;padding:5.5rem 0 4.5rem}.notice-hero .wrap{max-width:1440px}.notice-hero h1{font-size:clamp(2.7rem,5vw,5rem);max-width:18ch;margin-bottom:1.5rem}.notice-hero p:not(.eyebrow){max-width:53rem;font-size:1.2rem}.notice-hero span{font-size:.82rem;color:#5c6268}
.notice-layout{display:grid;grid-template-columns:17rem minmax(0,1fr);gap:clamp(4rem,8vw,8rem);padding-top:4.5rem;padding-bottom:7rem}
.notice-aside{align-self:start;position:sticky;top:2rem;border-top:1px solid var(--ink);padding-top:1.2rem}.notice-aside strong{font-family:var(--serif);font-size:1.5rem;color:var(--ink);font-weight:400}.notice-aside ol{padding-left:1.2rem;margin:1.4rem 0 2rem}.notice-aside li{font-size:.93rem;margin-bottom:.6rem}.notice-aside a{text-decoration:none}.notice-aside a:hover{text-decoration:underline}.notice-aside p{font-size:.88rem;color:#63676b;border-top:1px solid var(--line);padding-top:1.2rem}
.notice-content{max-width:54rem}.notice-content section{scroll-margin-top:2rem;border-top:1px solid var(--line);padding:2rem 0 2.5rem}.notice-content section:first-child{border-top:1px solid var(--ink)}.notice-content h2{font-size:2.15rem;margin-bottom:1.1rem}.notice-content h3{font-family:var(--sans);font-weight:700;font-size:1.08rem;margin:1.6rem 0 .5rem}.notice-content p{font-size:1.07rem;line-height:1.62;max-width:52rem}.notice-content a{text-underline-offset:.2em}
@media(max-width:850px){.notice-header{display:flex;justify-content:center}.notice-back{position:absolute;left:1.5rem;font-size:.82rem}.notice-contact{position:absolute;right:1.5rem;font-size:.82rem}.notice-layout{grid-template-columns:1fr;gap:2rem}.notice-aside{position:static}.notice-aside ol{columns:2}}
@media(max-width:600px){.notice-header{height:6.2rem;align-items:flex-start;padding-top:.6rem}.notice-header .brand img{width:10.5rem}.notice-back,.notice-contact{top:4.2rem;font-size:.75rem}.notice-back{left:1.25rem}.notice-contact{right:1.25rem}.notice-hero{padding:4rem 0 3rem}.notice-hero h1{font-size:2.85rem}.notice-hero p:not(.eyebrow){font-size:1.07rem}.notice-layout{padding-top:3rem;padding-bottom:4rem}.notice-aside ol{columns:1}.notice-content h2{font-size:1.85rem}.notice-content p{font-size:1rem}}
.evidence-key{display:flex;align-items:center;justify-content:space-between;gap:1rem;border-bottom:1px solid #c8beb6;padding:1.25rem 0;color:#384553}
.evidence-key>span{font-size:.9rem;font-weight:700}
.evidence-key ul{list-style:none;display:flex;flex-wrap:wrap;gap:.45rem;margin:0;padding:0}
.evidence-key li{border:1px solid #c8beb6;padding:.35rem .65rem;font-size:.78rem;line-height:1.2;background:#f7f4f1}
.topline{font-size:.75rem}
@media(max-width:850px){.evidence-key{align-items:flex-start;flex-direction:column}}
@media(max-width:600px){.metrics-grid span{font-size:.88rem}.metrics-caption{font-size:.75rem}.profile-table [role=row]{font-size:.88rem}.profile-table .profile-head{font-size:.75rem}.chart-row{font-size:.88rem}}
.notice-footer-actions{display:flex;align-items:center;gap:.65rem;flex-wrap:wrap}
.notice-footer-actions .footer-social{display:flex;align-items:center;gap:.65rem}
.notice-footer-actions>a:last-child{margin-left:.85rem}
.notice-footer-actions .social-button{display:inline-flex;align-items:center;justify-content:center;flex:none;width:2.75rem;height:2.75rem;background:transparent;border:1px solid var(--ink);border-radius:2px;color:var(--ink);text-decoration:none;transition:background .2s,color .2s}
.notice-footer-actions .social-button svg{display:block;width:1.24rem;height:1.24rem}.notice-footer-actions .social-button:hover{background:var(--ink);color:var(--ivory);text-decoration:none}.notice-footer-actions .social-button:focus-visible{outline:2px solid var(--ink);outline-offset:3px}